Payment order (FMH) — legal help | Dr. Varga P. Ügyvédi Iroda

The payment-order procedure (FMH)

The payment-order procedure is a non-contentious procedure aimed at enforcing overdue monetary claims quickly, simply and cost-effectively. It is conducted before a notary and can result in an enforceable instrument without litigation.

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Start an FMH procedure

Enforce your overdue claim quickly, without litigation. Provide the debtor's and the claim's details.

Objection to an FMH

You received a payment order you disagree with. We help you object within the deadline.

Instalment request

You would pay your debt in instalments. Submit a request for instalment payment.

What is the payment-order procedure?

The payment-order procedure (in Hungarian: FMH) is a civil non-contentious procedure conducted by a notary. It can be used for overdue monetary claims and may be initiated by both individuals and legal entities. Its essence is that the notary — without examining the merits of the claim — issues a payment order against the debtor.

When can it be used?

- The claim is a monetary claim (in forint or foreign currency)
- The claim is overdue (has become due)
- The debtor has a known Hungarian address / registered seat
- The amount does not exceed HUF 30 million (above that, only litigation is possible)

Important: as a rule, an overdue monetary claim not exceeding HUF 3 million may only be enforced through the payment-order procedure — below this amount a lawsuit cannot be filed directly. Between HUF 3 and 30 million the creditor may choose between a payment order and litigation; above HUF 30 million only litigation is available.

How the procedure works

1. Filing the request – The lawyer files the request electronically with the notary through the system of the Hungarian Chamber of Civil Law Notaries (MOKK).
2. Issuing the payment order – The notary issues the order within 3 working days, and it is served on the debtor.
3. Objection or payment – The debtor has 15 days: either pay the debt or file an objection. If nothing is done within 15 days, the order becomes final.
4. Enforcement – Based on the final payment order, enforcement proceedings can be started in which the court bailiff collects the claim.
5. In case of objection – If the debtor objects, the case automatically turns into litigation and the court decides.

Advantages of the FMH over litigation

- Faster: a few weeks vs. potentially years (in litigation)
- Cheaper: the fee for an FMH is half the litigation duty
- Simpler: electronic, no need to appear in person
- More effective: if the debtor does not object, it is immediately enforceable

Fees and duties

The fee of the payment-order procedure is 3% of the value of the claim (minimum HUF 5,000, maximum HUF 1,500,000). The initiating party advances the fee, which — if successful — must be reimbursed by the debtor. For the exact, current fees, see the information provided by the Hungarian Chamber of Civil Law Notaries.

How we can help

- Electronic filing of the FMH request
- Substantiating the claim, gathering the necessary documents
- Representation in the lawsuit arising from an objection
- Starting and following up enforcement proceedings
- Sending a prior demand letter

Starting the FMH procedure with a lawyer is simpler, faster and more effective. Feel free to contact us!

Frequently asked questions about the payment order

How much does a payment order cost?

The procedural fee is 3% of the value of the claim, but at least HUF 5,000 and at most HUF 1,500,000. The creditor advances the fee; if successful, the debtor reimburses it. The lawyer's fee is added to this.

How quickly is the payment order issued?

As a rule, the notary issues a duly filed request within 3 working days. The debtor then has 15 days from service to pay or object.

What is the deadline to object to a payment order?

Within 15 days of service. If the debtor objects in time, the case turns into litigation; without an objection, the order becomes final and enforceable.

What claim amount can a payment order be used for?

As a rule, an overdue monetary claim not exceeding HUF 3 million may only be enforced through a payment order. Between HUF 3 and 30 million you may choose between the order and litigation; above HUF 30 million only litigation is available.

Do I need a lawyer for the payment order?

It is not mandatory, but because of the electronic filing, substantiating the claim and the possible turn into litigation, a lawyer makes it faster and safer. Our firm handles the whole process.

Can instalment payment be requested in the payment order?

Yes, the debtor may request instalments or a deferral. It is worth submitting the request with a justification and data supporting solvency — we can help with this too.